German wage garnishment exemptions and table 2026/2027

API The garnishment exemptions as REST API, JSON and CSV, plus the garnishable amount for any net pay straight from the API.

From July 1, 2026 to June 30, 2027, earned income of up to €1,587.40 a month is protected from garnishment in Germany (§ 850c ZPO, Pfändungsfreigrenzenbekanntmachung 2026). For the first dependent entitled to support, the exempt amount rises by €597.42, and by €332.83 for each further dependent up to the fifth. Above €4,866.30, additional earnings can be garnished in full.

Last checked against the sources on September 23, 2026. Next expected change: notice for July 1, 2027 in spring 2027.

REST /v1/hr/pfaendungsfreigrenzenMCP hr_pfaendungsfreigrenzenCLI qk pfaendungsfreigrenzen

The garnishment exemptions (Pfändungsfreigrenzen) for earned income under § 850c ZPO from the yearly official notice: base amount, increases for dependents entitled to support and the amount above which additional earnings can be garnished in full. With unterhaltspflichten and netto, the API calculates the exempt amount and the garnishable amount with the same method used for the official garnishment table (Pfändungstabelle).

Valid from July 1, 2026

Basic amount per month: €1,587.40
Plus first dependent: €597.42
Fully garnishable from: €4,866.30

Source: § 850c ZPO, Garnishment Exemption Notices (Pfändungsfreigrenzenbekanntmachungen)
License: Values from official works (§ 5 UrhG). Use of the compilation under the Quellenkontor terms of use.
Updates: yearly on July 1
Coverage: Germany, from 2015

A value doesn't match the official source? Report an error. We check against the primary source and document every correction in the changelog.

Related solutions: For payroll software and payroll providers

api.quellenkontor.dev/v1/hr/pfaendungsfreigrenzen?datum=2026-07-01&unterhaltspflichten=1&netto=2500

Zur API-Doku →

curl "https://api.quellenkontor.dev/v1/hr/pfaendungsfreigrenzen?datum=2026-07-01&unterhaltspflichten=1&netto=2500" \
  -H "Authorization: Bearer $QK_KEY"

import { Quellenkontor } from "@quellenkontor/sdk";

const qk = new Quellenkontor(process.env.QK_KEY);
const daten = await qk.hr.pfaendungsfreigrenzen({ datum: "2026-07-01", unterhaltspflichten: 1, netto: 2500 });

import os
from quellenkontor import Quellenkontor

qk = Quellenkontor(api_key=os.environ["QK_KEY"])
daten = qk.hr.pfaendungsfreigrenzen(datum="2026-07-01", unterhaltspflichten=1, netto=2500)

$ qk pfaendungsfreigrenzen --datum 2026-07-01 --unterhaltspflichten 1 --netto 2500

{
  "name": "hr_pfaendungsfreigrenzen",
  "arguments": {
    "datum": "2026-07-01",
    "unterhaltspflichten": 1,
    "netto": 2500
  }
}

This is how an agent calls the tool. Server setup is described in the MCP docs.

Antwort200 OK · JSON

{
  "datensatz": "pfaendungsfreigrenzen",
  "datum": "2026-07-01",
  "grundbetrag_monat": 1587.4,
  "erhoehung_erste_person_monat": 597.42,
  "erhoehung_weitere_person_monat": 332.83,
  "voll_pfaendbar_ab_monat": 4866.3,
  "unterhaltspflichten": 1,
  "unterhaltspflichten_beruecksichtigt": 1,
  "freibetrag_monat": 2184.82,
  "netto_monat": 2500,
  "pfaendbarer_betrag_monat": 157.59,
  "gueltig_ab": "2026-07-01",
  "gueltig_bis": "2027-06-30",
  "rechtsgrundlage": "Pfändungsfreigrenzenbekanntmachung 2026 vom 19. März 2026 (BGBl. 2026 I Nr. 80)",
  "quelle": {
    "titel": "Pfändungsfreigrenzenbekanntmachung 2026 vom 19. März 2026 (BGBl. 2026 I Nr. 80)",
    "url": "https://www.gesetze-im-internet.de/pf_ndfreigrbek_2026/BJNR0500A0026.html"
  },
  "hinweise": [
    "Monatsbeträge für Arbeitseinkommen nach § 850c ZPO. Berücksichtigt werden höchstens fünf unterhaltsberechtigte Personen."
  ],
  "lizenz": "Werte aus amtlichen Werken (§ 5 UrhG). Nutzung der Zusammenstellung nach den Nutzungsbedingungen von Quellenkontor.",
  "stand": "2026-09-23",
  "zitat": "Pfändungsfreigrenzen für Arbeitseinkommen ab 01.07.2026 bis 30.06.2027: unpfändbarer Grundbetrag 1.587,40 Euro im Monat, Freibetrag bei 1 Unterhaltspflicht 2.184,82 Euro, pfändbar bei 2.500 Euro netto: 157,59 Euro. Rechtsgrundlage: Pfändungsfreigrenzenbekanntmachung 2026 vom 19. März 2026. Quelle: Pfändungsfreigrenzenbekanntmachung 2026 vom 19. März 2026 (BGBl. 2026 I Nr. 80), https://www.gesetze-im-internet.de/pf_ndfreigrbek_2026/BJNR0500A0026.html. Daten: Quellenkontor (quellenkontor.dev).",
  "datenstand": "2026-09-23.1"
}

Response shortened. All parameters and response fields are in the Garnishment exemptions reference.

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Start for free →Read the reference

Wage garnishment table from July 1, 2026 (excerpt)

Garnishable amount per month by net pay and number of dependents, calculated under § 850c ZPO, valid until June 30, 2027. The API calculates any net pay individually.

Legal citations stay in German, exactly as they appear in the official sources.

Net pay per month	none	1 person	2 persons	3 persons	4 persons	5 or more
€1,600	€8.82	€0.00	€0.00	€0.00	€0.00	€0.00
€1,700	€78.82	€0.00	€0.00	€0.00	€0.00	€0.00
€1,800	€148.82	€0.00	€0.00	€0.00	€0.00	€0.00
€1,900	€218.82	€0.00	€0.00	€0.00	€0.00	€0.00
€2,000	€288.82	€0.00	€0.00	€0.00	€0.00	€0.00
€2,100	€358.82	€0.00	€0.00	€0.00	€0.00	€0.00
€2,200	€428.82	€7.59	€0.00	€0.00	€0.00	€0.00
€2,300	€498.82	€57.59	€0.00	€0.00	€0.00	€0.00
€2,400	€568.82	€107.59	€0.00	€0.00	€0.00	€0.00
€2,500	€638.82	€157.59	€0.00	€0.00	€0.00	€0.00
€2,600	€708.82	€207.59	€32.94	€0.00	€0.00	€0.00
€2,700	€778.82	€257.59	€72.94	€0.00	€0.00	€0.00
€2,800	€848.82	€307.59	€112.94	€0.00	€0.00	€0.00
€2,900	€918.82	€357.59	€152.94	€14.86	€0.00	€0.00
€3,000	€988.82	€407.59	€192.94	€44.86	€0.00	€0.00
€3,100	€1,058.82	€457.59	€232.94	€74.86	€0.00	€0.00
€3,200	€1,128.82	€507.59	€272.94	€104.86	€3.34	€0.00
€3,300	€1,198.82	€557.59	€312.94	€134.86	€23.34	€0.00
€3,400	€1,268.82	€607.59	€352.94	€164.86	€43.34	€0.00
€3,500	€1,338.82	€657.59	€392.94	€194.86	€63.34	€0.00
€3,600	€1,408.82	€707.59	€432.94	€224.86	€83.34	€8.39
€3,700	€1,478.82	€757.59	€472.94	€254.86	€103.34	€18.39
€3,800	€1,548.82	€807.59	€512.94	€284.86	€123.34	€28.39
€3,900	€1,618.82	€857.59	€552.94	€314.86	€143.34	€38.39
€4,000	€1,688.82	€907.59	€592.94	€344.86	€163.34	€48.39
€4,100	€1,758.82	€957.59	€632.94	€374.86	€183.34	€58.39
€4,200	€1,828.82	€1,007.59	€672.94	€404.86	€203.34	€68.39
€4,300	€1,898.82	€1,057.59	€712.94	€434.86	€223.34	€78.39
€4,400	€1,968.82	€1,107.59	€752.94	€464.86	€243.34	€88.39
€4,500	€2,038.82	€1,157.59	€792.94	€494.86	€263.34	€98.39
€4,600	€2,108.82	€1,207.59	€832.94	€524.86	€283.34	€108.39
€4,700	€2,178.82	€1,257.59	€872.94	€554.86	€303.34	€118.39
€4,800	€2,248.82	€1,307.59	€912.94	€584.86	€323.34	€128.39
€4,900	€2,324.52	€1,371.29	€970.64	€636.56	€369.04	€168.09

Garnishment exemptions since 2015

Valid from	Basic amount	First dependent	Each further dependent	Fully garnishable from	Source
July 1, 2026	€1,587.40	€597.42	€332.83	€4,866.30	Source
July 1, 2025	€1,555.00	€585.23	€326.04	€4,766.99	Source
July 1, 2024	€1,491.75	€561.43	€312.78	€4,573.10	Source
July 1, 2023	€1,402.28	€527.76	€294.02	€4,298.81	Source
July 1, 2022	€1,330.16	€500.62	€278.90	€4,077.72	Source
July 1, 2021	€1,252.64	€471.44	€262.65	€3,840.08	Source
July 1, 2019	€1,178.59	€443.57	€247.12	€3,613.08	Source
July 1, 2017	€1,133.80	€426.71	€237.73	€3,475.79	Source
July 1, 2015	€1,073.88	€404.16	€225.17	€3,292.09	Source

As JSON and CSV

Every request returns JSON. The history since 2015 is also available as a CSV file with format=csv, and with trennzeichen=semikolon it fits Excel with German regional settings. More in Responses and CSV.

Terminal

curl "https://api.quellenkontor.dev/v1/hr/pfaendungsfreigrenzen/verlauf?format=csv&trennzeichen=semikolon" \
  -H "Authorization: Bearer $QK_KEY" -o pfaendungsfreigrenzen.csv

Parameters

Parameters	Type	Meaning
`datum`date	date	Effective date in the format YYYY-MM-DD. Defaults to today.
`unterhaltspflichten`integer	integer	Number of persons entitled to support. From the fifth person, § 850c ZPO provides no further increase, so the API calculates with five. If given, the exempt amount is calculated.
`netto`number	number	Net income per month in euros. If given, the API calculates the garnishable amount.

All response fields with types, allowed values, defaults and error cases are in the Garnishment exemptions reference.

Questions about this dataset

When does the garnishment table 2026/2027 apply?

From July 1, 2026 to June 30, 2027. The amounts change every year on July 1.

How much can be garnished from €2,000 net without dependents?

€288.82 a month, calculated under § 850c ZPO for the period from July 1, 2026.

When do the amounts change?

Each year on July 1. The Federal Ministry of Justice announces the new amounts beforehand in the Federal Law Gazette.

How often is the dataset updated?

Yearly on July 1. We check the data against the official sources every week, and every change is logged in the changelog. On the Pro plan, a webhook notifies your server.

German wage garnishment exemptions and table 2026/2027

Wage garnishment table from July 1, 2026 (excerpt)

Garnishment exemptions since 2015

As JSON and CSV

Parameters

Questions about this dataset

More on Garnishment exemptions

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